Closings Made Simple
You're not just buying a home.
You're beginning a new chapter.
You’ve worked hard for this moment. Saving the money. Finding the realtor. And finally, finding the home of your dreams! Let us handle the rest.
3 Easy Steps
We’ve outlined 3 easy steps to help you purchase your home quickly and stress-free.
See Closing Updates In Real Time
Klosinski Overstreet utilizes Qualia so you can see updates on your closing in real time.
Prepare For Closing
Earnest money is a deposit made on the home you intend to purchase and represents your intent to buy. The amount is negotiated as part of the contract.
You may pay earnest money via personal check made out to “Klosinski Overstreet, LLP” , cash, or wire the funds.
Click here to request wiring instructions.
Yes. Klosinski Overstreet will hold the earnest money in our escrow account. We will deposit the earnest money and hold it until the day of closing.
The listing agent may also hold the earnest money.
Day of Closing
Anyone whose name is on the contract needs to come to closing or all buyers and sellers.
You may request a POA or power of attorney. This gives another person of your choice the power to sign on your behalf. All POAs must be approved in advance by our lawyers and the lender.
Click here to request a POA.
Klosinski Overstreet’s goal is to close within 60 minutes of the scheduled time.
For both buyers and sellers, you must bring one form of identification such as a driver’s license or passport.
For buyers, some lenders require two forms of identification.
If applicable, you should bring the funds to close and the keys to the house.
The day before closing, your lender or Klosinski Overstreet will email you with the amount needed to bring to closing.
It’s always good practice to bring more than what is estimated, as any overage will be immediately refundable at closing.
Paperwork & Utilities
Both the buyer and seller will receive copies of the documents they signed at closing.
Your deed will be delivered from Klosinski Overstreet within 4 weeks after your closing date.
We recommend notifying all utility providers 2-3 days before your move-in day to ensure all utilities are fully installed and accessible.
A title search is an inspection of public records that affect the property you are purchasing. A secured title includes potential liens, adverse claims, deeds, mortgages, and more.
This ensures that the seller truly does have the right to sell their property, and that the seller can sell it without any “clouds” on the title.
Title insurance protects the buyer against financial loss should there be an issue with the title to the property. In most cases, the lender requires the buyer to purchase title insurance to protect them. Even if it is not required, it is always highly recommended to get title insurance.